How can I tap and pay at a store after adding my card on Google Pay? You don’t need to share the 16-digit card number, CVV and card expiry details in the e-commerce website while shopping and while paying utility bills using Google Pay. While making payments, open Google Pay and select the saved card for the transaction, authenticate the transaction via a one-time password (OTP) and the payment will be completed. When you do that, Google Pay creates a virtual account number known as a 'token' that replaces your card’s actual number. You need to first add your credit or debit card onto Google Pay. How do I store my credit card details on Google Pay? “We are hopeful that the tokenisation feature will further encourage users to transact securely and safely in the current pandemic times, and expand merchant transactions both online and offline,” says Sajith Sivanandan, Business Head of Google Pay and NBU-India. The 16-digit number on the card gets replaced with a unique code, also known as ‘token.’ Tokens are used to protect your payment information and to reduce the security risks inherent to plastic cards. ![]() For iPhone users, there is no timeframe as yet decided on offering this feature. The feature also works with online merchants. Through tokenisation, at present, only android users of Google Pay can use their debit or credit card to make payments through a secure digital token linked to their phones, without having to physically share their credit or debit card details. Others such as Kotak Mahindra Bank are expected to provide this feature to card users very soon. This feature is at present available to users of Axis Bank, and SBI Card holders. The payment app has partnered with Visa and banking partners. This allows customers to safely transact with their cards saved in the app and use the tap-to-pay feature on NFC-enabled POS terminals and online merchants. ![]() Recently, Google Pay announced the rollout of ‘tokenisation’ across its platforms. Ever imagined that you can now do the shopping in a similar way by using your mobile phone at the billing counter? It enables you to transact quickly and there is no risk of the card details getting compromised at the merchant’s place. Tapping the contactless credit and debit card at near field communication (NFC) enabled point-of-sale (POS) terminals for paying bills after shopping has eased the payment process for many customers.
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